Should I keep my personal life insurance?

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2021.12.04 01:32 Jinium Should I keep my personal life insurance?

Anyone knows insurance very well? Is it just a scheme to get us buying? Let me explain further. First of all I have no finance background so I apologize if there are terms to define, but I don't know these terms. Educate me.
My (24M) company insurance already cover more than my personal one that I'm paying RM160+ a month. In fact the company coverage is honestly a lot, almost double more with life term, medical, eye, dental, air ambulance, outpatient.
Should I continue to pay for my personal one or not? I see myself staying in this company for a long time.
The only reason I'm considering is because the coverage will stay stagnant if I keep paying RM160 until example for 10 years.
But in year 2030 hospital would charge more, and because I'm still paying RM160, my coverage will stay the same as year 2020 right? If that's the case I will have to eventually pay more than RM160 for higher coverage.
And in a way, if I cancel now, and buy insurance in 2030, I would be paying the same amount to maintain an equivalent coverage to that year. So I might as well just cancel my insurance right? I mean accounting for inflation and stuff, fair to say 2020 RM160 price equivalent to 2030 RM300 price anyway right ?
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2021.12.04 01:32 BigMacBoy1400 How long will a survive

I work 6.5-8hr shift in fulfillment and my lunch consists of 1 rockstar energy drinks, how much longer will I last till I collapse in the back room looking for seasonal items?
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2021.12.04 01:32 OrishaShango These guys in an elevator.

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2021.12.04 01:32 not_ubi_ Yes the devs can win

The main problem with the orochi rework is not in fact the kick witch most people are fine with but the removal of UD on the forward dodge attack (without compensation) witch no one to maybe a few complained about but the move is now useless as it was a major part of his current mix up mainly used to catch dodges and now the only way to catch dodges is with storm rush witch might not be to much of a problem in 1v1 but will be a huge problem in any 4v4 game mode ( I personally would have rather had the UD removed on storm rush if they had to take away one witch they didn’t)
To say it in another way with another hero it would be like if one day they took away wardens heavy bash with no warning Can you still play him, yes Can you still do okay with him, yes Was it a major part of his mixup,yes Did removing it help him, no Did anyone ask for it, maybe a few Should he have been compensated, yes
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2021.12.04 01:32 ProBikininews Put in some detective work and can now confirm that those pants in James’ video (Team Atlas) belong to Lauralie Chapados! How did I do fam?

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2021.12.04 01:32 seasab Trying to finish this Alicorn for a Secret Santa. How should I finish the eyes and nose?

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2021.12.04 01:32 RegularRegret3860 Impossibility Defense (2017)

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2021.12.04 01:32 Fast_Needleworker636 At that speed, it’s so dangerous man

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2021.12.04 01:32 SirW0nderBeard A Terminator 2 Tribute

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2021.12.04 01:32 Cool-Organization-75 Discord

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2021.12.04 01:32 Naikirin My 2nd car. Usukani PDSR-SE. RR layout Droft car!

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2021.12.04 01:32 RoyalClintonApperson [Headphone] Harman Kardon FLY Active Noise Cancelling Over Ear Wireless Headphones $59.95

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2021.12.04 01:32 AutoNewspaperAdmin [World] - F.D.A. Authorizes Eli Lilly Antibody Treatment for Youngest Covid Patients | NY Times

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2021.12.04 01:32 DankoToonie Nozzle stuck

The nozzle won’t come off my Ender 3v2. First it wouldn’t turn. The wrench that came with the printer is shit. I finally got the nozzle to turn but its not coming off the hot end. Its turning but it’s not coming off at all. Its turning but the nozzle is not coming off. I heated up the nozzle before turning it. Any help would be greatly appreciated.
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2021.12.04 01:32 Mat_the_Duck_Lord Failing the Mystery Mine is a death sentence

Has anyone seen the Mystery Mine curse? If players go through the Mystery Mine and fail too many checks, they basically gain a curse that forces them to make a saving throw at the end of every long rest for 1d8 days. If they fail they gain 1d3 levels of exhaustion.
One of my players has a -2 WIS save. She failed all the fear checks and failed the first exhaustion check, then rolled a 3 for three levels of exhaustion. At 6 levels, characters die. 3 or higher though they may as well be dead.
With how lighthearted this adventure is, it seems insane it would literally murder someone for failing a check on a carnival ride.
I decided to have mercy since my player brought up that she wished for good dreams during one of the events while at the carnival, so I let her roll another 1d8 that she got 2 on, and am letting her roll another 1d3 to counter what she rolls on exhaustion for two days.
I also had the druid that runs the inn sell a couple Olisuba Leaf potions that they traded some of the better items they got at the carnival for. I set it up so at least she wouldn't die from it, but man, its just so uncharacteristically brutal for this module, at least for the beggining.
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2021.12.04 01:32 iamharrynguyen Upgraded Security job

Hello, I'm 29. I live in the east bay and I like my security job but it doesnt pay as much so I want to go be a CO, I heard it's part of law enforcement but also I heard it pays really well especially in California. My thing is with my security job, they don't offer PTO unless it's a union. So, we only get 3 days off from the state...
Is that similar to being a CO? I heard that they also have a 1 year probation period where you can't take a day off regardless of the situation or you could get fired... what do you guys recommend? Thanks!
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2021.12.04 01:32 probablymaybecis Egg_irl

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2021.12.04 01:32 Due-Appointment4706 Behold

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2021.12.04 01:32 talulahgosh85 Reshiram raid on me. Be online. 2594 8598 7312.

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2021.12.04 01:32 adllewis42 I've wanted one since 2004 - Finally made it happen - Couldn't be happier

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2021.12.04 01:32 DazzlingDoge The superior keypad

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2021.12.04 01:32 AcupofTaeOwO1130 New additions to my sketch book

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